A Personal Financial Management Service

AutoPayPlus by US Equity Advantage is an industry-leading automated loan payment service that offers consumers flexible payment options matched to their paychecks, which leads to better budgeting, prevents late fees, and can accelerate the loan payoff.

Since 2003, AutoPayPlus has enrolled more than 250,000 members and processed more than $5.65 billion in loan payments, primarily through the automotive industry and the company’s long-term relationships with independent agents and dealerships nationwide. 

Value-added services include vehicle valuation from Kelley Blue Book and vehicle recall and service maintenance alerts; the ability to enroll other household debts; and a free financial toolkit that includes a monthly VantageScore® 3.0 credit score with trending from TransUnion®, and credit monitoring and instant alerts from TransUnion® to help prevent identity theft


$5.65 Billion

We have transmitted approximately $3 billion safely and securely for our customers.



We comply with all bank and Nacha Operating Rules and Guidelines

Why Should You Choose AutoPayPlus?

Personal Professional Service

We do more than automate loan payments. We ensure extra principal payments are applied correct and not paid ahead, which is a default process for many lenders. Personal service and automated tracking means less worry for you.

Online Personal Finance Planning & Guidance

A free monthly VantageScore credit score from TransUnion, two full credit reports annually, and 12 months of free credit monitoring and instant alerts to protect your investments and you from identity theft.

Licensed and Bonded

AutoPayPlus is a division of US Equity Advantage. USEA is registered with FINCEN and licensed and bonded in the states where required. As a Money Transmitter, there are federal and state level requirements that must be met for our customer’s security. Any company that processes consumer payments must meet these and various other laws and guidelines.


You might be able to do-it-yourself, but if you prefer an automated system that allows you to do less busy work and allows you to be more focused on your long-term financial vision try us.