Spooky Fees That Haunt You: Interest Spikes, Late, and Overdraft Fees
Are overdraft fees and high-interest charges becoming a nightmare?
Get Your Score in Shape before Year-End Spending Begins
Automated budgeting is all about using tools to put your finances on autopilot.
How Long Does It Take to Improve Your Credit Score?
As you probably already know, a good credit score can be difficult to achieve, especially if you’re working to improve it from a previously negative state. There are many ways to improve your credit score.
Understanding Credit Utilization: The Key to a Higher Score
Unfortunately, it’s extremely tempting to use our entire credit lines at once. If it’s available, why not use it? Well, your credit utilization has a major influence on your credit score. In fact, this ratio accounts for 30% of your FICO score, making it the second most important factor on your credit report.
5 Simple Strategies to Boost Your Credit Score Fast
Many people don’t realize it, but your credit score plays a major role in your life. Maybe one day you’d like to buy a house or a brand new car.
How Missed Payments can Negatively Impact Your Financial Health
We’ve all been there — life gets hectic, bills pile up, and before you know it, you’ve missed a payment. While it might seem like a small slip-up, missing a payment can have significant consequences on your credit score.
5 Steps to Better Budgeting
Budgeting is a critical part of anyone’s financial health, but it’s especially important for anyone getting weekly or bi-weekly payments. When you know and track how much money is coming in and out of your accounts with effective budgeting, you can breathe a little easier! Here are five steps to help you get started with better budgeting!
5 Ways Your Credit Score Affects Your Life
Most people do not think about their credit score until they find themselves trying to qualify for an auto loan, mortgage or new credit card. This can be a huge mistake. If you wait until you need credit to look at your credit report, you could find yourself in “credit hot water” that could take weeks or even months to straighten out.